Auto rickshaws are a lifeline for millions across India—providing last-mile connectivity, affordable transport, and self-employment opportunities. Whether you’re an individual driver, a fleet owner, or a business operator, protecting your auto with the right insurance is not just a legal necessity—it’s a smart safeguard for your income and peace of mind. At MPC Insurance Solutions, we offer dedicated and affordable Auto Rickshaw Insurance plans tailored to your needs.

What is Auto Rickshaw Insurance?

Auto Rickshaw Insurance is a type of commercial motor insurance specifically designed for 3-wheeled vehicles used for passenger transport. It provides financial protection in case of:

  • Accidents involving the rickshaw

  • Damages due to natural or man-made calamities

  • Injuries to passengers, third parties, or the driver

  • Theft or total loss of the vehicle

As per Indian Motor Vehicle laws, third-party liability insurance is mandatory for every auto rickshaw. However, opting for a comprehensive policy ensures complete peace of mind.


🛡️ Types of Coverage We Offer:

1. Third-Party Liability Cover

  • Legally mandated

  • Covers bodily injury or death of a third party

  • Covers damage to third-party property

2. Comprehensive Cover

  • Includes third-party liability + own damage

  • Covers accident, fire, theft, riots, flood, and other damages

  • Protects both the vehicle and the owner/driver

3. Personal Accident Cover

  • Covers the owner-driver in case of injury, disability, or death due to an accident

4. Optional Add-ons

  • Legal liability for paid drivers

  • Engine and gearbox protection

  • Roadside assistance

  • Passenger personal accident coverage


👨‍🔧 Who Should Buy Auto Rickshaw Insurance?

This policy is ideal for:

  • Individual rickshaw drivers

  • Fleet owners with multiple vehicles

  • Aggregator platform drivers (e.g., Ola Auto, Rapido)

  • Businesses using autos for delivery or employee transport

  • Rural transport operators


💡 Why Choose MPC Insurance Solutions?

✅ Custom Plans:

We offer flexible policies for both single and multi-passenger rickshaws—petrol, diesel, LPG, CNG, or electric.

✅ Budget-Friendly:

Affordable premiums without compromising on necessary protection.

✅ Fast Claims:

Get assistance with documentation, claim filing, and tracking—ensuring quicker settlement.

✅ Trusted Insurers:

We work with IRDAI-approved insurance providers who specialize in commercial vehicle insurance.

✅ Personalized Support:

Speak to real experts who understand the needs of auto rickshaw owners and operators.


🚦 How to Get Your Auto Insured

  1. Go to mpcinsurancesolutions.com

  2. Click on “Auto Rickshaw Insurance”

  3. Enter your registration number and basic vehicle details

  4. Get instant quotes from top insurers

  5. Select a plan, make payment, and receive your digital policy


⚠️ Why You Shouldn’t Skip Insurance

  • Without insurance, you risk fines, license suspension, and legal complications

  • Accident repairs or third-party compensation can be financially devastating

  • A covered auto = uninterrupted income and fewer worries


Your auto rickshaw keeps the city moving—

MPC Insurance Solutions keeps you protected.


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