What is Shop Insurance?

Shop Insurance is a type of business insurance policy that covers financial losses arising from risks to your commercial establishment. It provides protection to both the physical structure and the contents of your shop. The policy ensures continuity of business even in the face of unforeseen events, helping you recover with minimal disruption.

Whether you’re a sole proprietor or a franchisee, this insurance is essential for mitigating potential losses that can threaten your day-to-day operations.

🔐 What’s Covered Under MPC’s Shop Insurance?

1. Property Damage Cover

• Covers loss or damage to the shop structure due to:
  
  

• Fire, explosion, lightning
  
  

• Floods, earthquakes, storms, and other natural calamities
  
  

• Riots, strikes, or malicious acts
  
  

2. Burglary & Theft

• Covers stolen goods, fixtures, equipment, and damages caused during theft or attempted burglary
  
  

3. Stock & Contents Insurance

• Protection for items such as merchandise, electronics, cash registers, computers, and furniture inside your shop
  
  

4. Business Interruption (Add-on)

• Covers loss of income if the shop cannot operate due to a covered incident like fire or flood
  
  

5. Liability Cover

• Covers legal liabilities arising due to injury or property damage to third parties (e.g., a customer getting injured inside the shop)
  
  

6. Personal Accident Cover (Optional)

• Compensation in case the owner is injured while managing the shop
  
  

🛍️ Who Should Buy Shop Insurance?

This policy is ideal for:

• Kirana & general stores
  
  

• Clothing boutiques
  
  

• Beauty salons and spas
  
  

• Mobile & electronics shops
  
  

• Bookstores and gift shops
  
  

• Jewellers
  
  

• Bakeries and small eateries
  
  

• Franchise owners and retail outlets
  
  

No matter the size or type of your retail space, if you run a physical shop, you need protection against the risks of damage, liability, or interruption.

💡 Why Choose MPC Insurance Solutions?

✅ Customized Plans

Get coverage based on your shop’s size, type of business, and location risks.

✅ Expert Advice

Not sure what coverage you need? Our insurance advisors help you choose the right plan.

✅ Affordable Premiums

We compare quotes from top insurers to get you the best price for optimal protection.

✅ Quick Claims Support

Get assistance for documentation, claim filing, and timely payouts to keep your business on track.

✅ Trusted Network

We partner with IRDAI-approved insurers with proven service records.

🧾 How to Get Insured with MPC

1. Visit mpcinsurancesolutions.com
   
   

2. Click on “Shop Insurance” under Business Insurance
   
   

3. Fill in your shop details (type, location, size, value)
   
   

4. Compare and select the best policy
   
   

5. Pay online and receive your digital policy instantly
   
   

Don’t let an unexpected event break your business momentum.

With MPC Insurance Solutions, your shop is always in safe hands.