What is Passenger Vehicle Insurance?

Passenger Vehicle Insurance is a specialized motor insurance policy designed for vehicles used to transport passengers for commercial purposes. This insurance provides comprehensive protection to the owner against damages, liabilities, and unforeseen events while operating passenger vehicles.

Our coverage ensures peace of mind for:

• School Buses
  
  

• Employee Transportation Vans
  
  

• Auto Rickshaws
  
  

• Mini Buses
  
  

• Maxi Cabs
  
  

• Tourist Vehicles
  
  

• App-based taxis (Ola, Uber, etc.)
  
  

🛡️ What’s Covered Under MPC’s Passenger Vehicle Insurance?

✅ Own Damage Cover

Covers damages to your vehicle due to accidents, fire, theft, natural calamities, vandalism, and more.

✅ Third-Party Liability Cover

Covers legal liabilities arising from injury or death of third parties and damage to their property.

✅ Passenger Coverage

Offers compensation in case of injury or death of onboard passengers during an accident.

✅ Personal Accident Cover for Driver

Financial protection for the driver/owner in case of accidental disability or death.

✅ Optional Add-ons:

• Legal liability to paid driver, cleaner, and conductor
  
  

• Engine and gearbox protection
  
  

• Zero depreciation cover
  
  

• Roadside assistance
  
  

💡 Why Choose MPC Insurance Solutions for Passenger Vehicle Insurance?

At MPC Insurance Solutions, we understand the complexity of commercial passenger transport operations and the legal obligations they carry.

✔ Industry Expertise

Our team helps you find the right insurer with plans tailored to your specific use case—school transport, tourist services, or staff movement.

✔ Affordable Premiums

We help you get maximum coverage at competitive rates from top IRDAI-approved insurers.

✔ Claim Assistance

Accidents and incidents are handled quickly and efficiently through our dedicated claims support.

✔ Compliance Ready

We ensure your policy meets all legal and permit-related requirements under Indian Motor Vehicle laws.

✔ Fleet Management Support

If you operate multiple vehicles, we assist in managing group policies and renewals.

🚍 Who Should Buy This Policy?

Passenger Vehicle Insurance is mandatory for:

• School & College Administrators operating student buses
  
  

• Tourism Businesses running commercial vans and coaches
  
  

• App-based Taxi Operators
  
  

• Corporate Fleet Owners
  
  

• Local Transport Operators
  
  

🚦 How to Get Insured with MPC Insurance Solutions?

1. Visit mpcinsurancesolutions.com
   
   

2. Choose “Passenger Vehicle Insurance” under our motor insurance category
   
   

3. Share your RC details, permit, and vehicle type
   
   

4. Get quotes and consult with our insurance advisors
   
   

5. Finalize policy and receive your e-policy instantly
   
   

Every journey matters—and so does every passenger.

Secure your vehicle and your riders with MPC Insurance Solutions.