What is GCV Insurance?

GCV Insurance (Goods Carrying Vehicle Insurance) is a commercial vehicle policy designed specifically for vehicles used to transport goods for business purposes. It provides protection against damages to the vehicle, third-party property or injuries, and loss or damage due to fire, theft, or natural disasters.

Whether you’re an individual owner-operator or managing a fleet of trucks, this insurance is essential for staying compliant with legal regulations and avoiding heavy financial losses in case of accidents.

🛡️ Coverage Offered Under GCV Insurance:

1. Third-Party Liability:

• Mandatory under the Motor Vehicles Act
  
  

• Covers injury or death of a third party
  
  

• Covers damage to third-party property
  
  

2. Own Damage Cover (Optional but Recommended):

• Protects your vehicle against damages from accidents, fire, theft, flood, riots, etc.
  
  

• Includes towing charges and repair costs
  
  

• Coverage even if the accident occurs off-road
  
  

3. Personal Accident Cover:

• Compensation in case of death or disability of the driver/owner
  
  

4. Optional Add-ons:

• Zero Depreciation Cover
  
  

• Engine Protection
  
  

• Return to Invoice Cover
  
  

• Roadside Assistance
  
  

• Legal liability for paid drivers, conductors, and loaders
  
  

🚛 Types of Vehicles Covered:

• Light Commercial Vehicles (LCVs)
  
  

• Medium Goods Vehicles
  
  

• Heavy Goods Vehicles (HGVs)
  
  

• Open/closed body trucks
  
  

• Delivery vans
  
  

• Refrigerated trucks
  
  

• Tankers and trailers
  
  

💡 Why Choose MPC Insurance Solutions for GCV Insurance?

✅ Wide Choice of Insurers:

We partner with India’s most trusted commercial vehicle insurers to offer multiple options under one roof.

✅ Expert Guidance:

We help you choose the most relevant coverage based on your business needs and vehicle usage.

✅ Competitive Premiums:

Get the best market rates and discounts without compromising on protection.

✅ Seamless Claims Support:

Quick claim processing with end-to-end assistance from our expert team.

✅ Fleet Policy Management:

Own multiple GCVs? We offer fleet-based policies with bulk discounts and simplified renewals.

✅ Legal Compliance:

We ensure your vehicle stays compliant with RTO and permit regulations.

🧾 Who Should Buy GCV Insurance?

GCV insurance is essential for:

• Transport companies and logistics operators
  
  

• Small business owners running goods delivery vans
  
  

• Individual truck owners
  
  

• Fleet operators with regional or national coverage
  
  

• eCommerce delivery service providers
  
  

🚀 How to Insure Your Goods Vehicle with MPC Insurance Solutions:

1. Visit mpcinsurancesolutions.com
   
   

2. Select “GCV Insurance” under the motor insurance section
   
   

3. Enter vehicle registration details and intended usage
   
   

4. Compare insurer options and choose a policy
   
   

5. Make secure payment and receive your e-policy
   
   

Transporting goods is your business.

Protecting your vehicle is ours.

Choose MPC Insurance Solutions for dependable GCV Insurance and drive worry-free.