What is Tractor Insurance?

Tractor Insurance is a type of motor insurance policy designed specifically for tractors used for agricultural or commercial purposes. It covers financial losses arising from accidents, theft, damage to the vehicle, legal liabilities, and injury to the driver or third parties.

Whether you own a single tractor or manage an agricultural fleet, having valid insurance is not only a wise financial decision—it’s also legally required in India.

🛡️ What’s Covered Under MPC’s Tractor Insurance?

1. Third-Party Liability Cover

• Mandatory by law
  
  

• Covers injury, death, or property damage to a third party caused by the insured tractor
  
  

• Legal expenses are also covered
  
  

2. Own Damage Cover

• Covers damage to the tractor due to:
  
  

• Road accidents
  
  

• Fire or explosion
  
  

• Theft or burglary
  
  

• Floods, landslides, cyclones, and other natural calamities
  
  

• Vandalism or riots
  
  

3. Personal Accident Cover

• Offers compensation to the owner/driver in case of accidental death or disability while using the vehicle
  
  

4. Add-On Covers (Optional):

• Zero Depreciation Cover
  
  

• Engine and Hydraulic System Protection
  
  

• Tyre and tube damage cover
  
  

• Legal liability for paid driver or helper
  
  

🚜 Types of Tractors Covered

• Agricultural tractors
  
  

• Haulage tractors
  
  

• Commercial-use tractors
  
  

• Mini and compact tractors
  
  

• 2WD and 4WD models
  
  

👨‍🌾 Who Should Opt for Tractor Insurance?

MPC’s Tractor Insurance is ideal for:

• Individual farmers and landowners
  
  

• Agricultural businesses and contractors
  
  

• Tractor leasing and rental companies
  
  

• Government agencies and cooperatives
  
  

• Rural transport service providers
  
  

💡 Why Choose MPC Insurance Solutions?

✅ Tailored to Farmers’ Needs

Our policies are built to match how tractors are used in real life—whether for tilling fields or transporting goods.

✅ Affordable Premiums

We offer policies that fit your budget while maximizing coverage.

✅ Expert Guidance

Not sure which plan to choose? Our agricultural insurance experts guide you at every step.

✅ Hassle-Free Claims

We assist in quick documentation and settlement, so your work doesn’t stop due to delays.

✅ Digital Convenience

From quote to policy delivery, everything happens online for your ease.

📋 How to Get Tractor Insurance with MPC

1. Visit mpcinsurancesolutions.com
   
   

2. Navigate to “Tractor Insurance”
   
   

3. Enter your vehicle and owner details
   
   

4. Get quotes instantly
   
   

5. Finalize your plan, pay securely, and receive your e-policy
   
   

Farming is your responsibility.

Protecting your tractor is ours.